/* === praemien-berechnen.ch — CSS === */
:root{
  --primary:#059669;
  --primary-dark:#047857;
  --primary-light:#d1fae5;
  --accent:#f59e0b;
  --accent-light:#fef3c7;
  --bg:#fff;
  --bg-alt:#ecfdf5;
  --bg-dark:#06160f;
  --text:#1a1a1a;
  --text-light:#555;
  --border:#e2e8f0;
  --radius:12px;
  --shadow:0 2px 8px rgba(0,0,0,.08);
  --shadow-lg:0 8px 30px rgba(0,0,0,.12);
  --max-w:1200px;
  --font:'Segoe UI',system-ui,-apple-system,sans-serif;
}

/* Reset */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text);line-height:1.7;background:var(--bg)}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-decoration:none;transition:color .2s}
a:hover{color:var(--primary-dark)}
ul,ol{list-style:none}
table{border-collapse:collapse;width:100%}

/* Container */
.container{max-width:var(--max-w);margin:0 auto;padding:0 20px}

/* ===== NAVBAR ===== */
.navbar{background:var(--bg);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:1000;box-shadow:var(--shadow)}
.nav-inner{max-width:var(--max-w);margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:space-between;height:64px}
.nav-logo{font-weight:700;font-size:1.18rem;color:var(--text);display:flex;align-items:center;gap:2px}
.nav-logo span{color:var(--primary)}
.nav-logo:hover{color:var(--text)}
.nav-links{display:flex;gap:24px;list-style:none;margin:0;padding:0}
.nav-links li{list-style:none}
.nav-links a{color:var(--text);font-weight:500;font-size:.95rem;padding:6px 0;position:relative;transition:color .2s}
.nav-links a:hover,.nav-links a.active{color:var(--primary)}
.nav-links a::after{content:'';position:absolute;bottom:0;left:0;width:0;height:2px;background:var(--primary);transition:width .3s}
.nav-links a:hover::after{width:100%}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--text);border-radius:2px;transition:transform .3s}

/* ===== HERO ===== */
.hero{background:linear-gradient(135deg,var(--bg-dark) 0%,#0a2a1a 100%);color:#fff;padding:80px 0 60px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,rgba(5,150,105,.15) 0%,transparent 70%);border-radius:50%}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.hero-content{position:relative;z-index:1}
.hero h1{font-size:2.6rem;line-height:1.2;margin-bottom:20px;font-weight:800}
.hero h1 .highlight{background:none;border:none;padding:0;margin:0;color:#fbbf24;display:inline}
.hero p{font-size:1.15rem;color:rgba(255,255,255,.85);margin-bottom:28px;max-width:540px}
.hero-image{position:relative;z-index:1;display:flex;align-items:center;justify-content:center}
.hero-image img{border-radius:var(--radius);box-shadow:var(--shadow-lg)}

/* ===== BUTTONS ===== */
.btn{display:inline-block;padding:14px 32px;border-radius:var(--radius);font-weight:600;font-size:1rem;cursor:pointer;transition:all .3s;border:none;text-align:center}
.btn-primary{background:var(--primary);color:#fff}
.btn-primary:hover{background:var(--primary-dark);color:#fff;transform:translateY(-2px);box-shadow:var(--shadow-lg)}
.btn-accent{background:var(--accent);color:#fff}
.btn-accent:hover{background:#d97706;color:#fff;transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}
.btn-outline:hover{background:var(--primary);color:#fff}
.btn-white{background:#fff;color:var(--primary)}
.btn-white:hover{background:var(--primary-light);color:var(--primary-dark)}
.btn-sm{padding:10px 22px;font-size:.9rem}
.btn-lg{padding:18px 40px;font-size:1.1rem}

/* ===== SECTIONS ===== */
section{padding:70px 0}
.section-alt{background:var(--bg-alt)}
.section-dark{background:var(--bg-dark);color:#fff}
.section-dark .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.1)}
.section-dark .card,.section-dark .stat-card{color:#fff}
.section-dark .stat-label{color:rgba(255,255,255,.7)}
.section-dark h2,.section-dark h3{color:#fff}
.section-dark p{color:rgba(255,255,255,.8)}
.section-header{text-align:center;margin-bottom:48px}
.section-header h2{font-size:2rem;margin-bottom:12px}
.section-label{display:inline-block;background:var(--primary-light);color:var(--primary-dark);font-size:.85rem;font-weight:600;padding:6px 16px;border-radius:20px;margin-bottom:12px;text-transform:uppercase;letter-spacing:.5px}
.section-dark .section-label{background:rgba(5,150,105,.25);color:#6ee7b7}

/* ===== GRIDS ===== */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.text-center{text-align:center}

/* ===== STATS ===== */
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stat-card{text-align:center;padding:28px 16px;background:var(--bg);border-radius:var(--radius);box-shadow:var(--shadow)}
.stat-number{font-size:2.2rem;font-weight:800;color:var(--primary);margin-bottom:4px}
.stat-label{font-size:.92rem;color:var(--text-light)}

/* ===== CARDS ===== */
.card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:32px 28px;transition:transform .3s,box-shadow .3s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card-icon{width:56px;height:56px;background:var(--primary-light);border-radius:var(--radius);display:flex;align-items:center;justify-content:center;font-size:1.6rem;margin-bottom:16px}
.card h3{font-size:1.15rem;margin-bottom:10px}
.card p{color:var(--text-light);font-size:.95rem}

/* ===== FAQ ===== */
.faq-list{max-width:800px;margin:0 auto}
.faq-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:12px;overflow:hidden;background:var(--bg)}
.faq-question{display:flex;justify-content:space-between;align-items:center;padding:20px 24px;cursor:pointer;font-weight:600;font-size:1.02rem;background:none;border:none;width:100%;text-align:left;color:var(--text);transition:background .2s}
.faq-question:hover{background:var(--bg-alt)}
.faq-question::after{content:'+';font-size:1.4rem;color:var(--primary);transition:transform .3s;flex-shrink:0;margin-left:12px}
.faq-item.active .faq-question::after{transform:rotate(45deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .4s ease}
.faq-answer-inner{padding:0 24px 20px;color:var(--text-light);line-height:1.7}

/* ===== BLOG ===== */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.blog-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:transform .3s,box-shadow .3s}
.blog-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.blog-card-img{width:100%;height:200px;object-fit:cover;background:var(--bg-alt)}
.blog-card-body{padding:24px}
.blog-card-body h3{font-size:1.08rem;margin-bottom:8px}
.blog-card-body h3 a{color:var(--text)}
.blog-card-body h3 a:hover{color:var(--primary)}
.blog-card-body p{font-size:.92rem;color:var(--text-light);margin-bottom:12px}

/* ===== CTA BANNER ===== */
.cta-banner{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);color:#fff;padding:50px 40px;border-radius:var(--radius);text-align:center;margin:40px 0}
.cta-banner h2{font-size:1.8rem;margin-bottom:12px;color:#fff}
.cta-banner p{font-size:1.05rem;margin-bottom:24px;color:rgba(255,255,255,.9)}

/* ===== TABLE ===== */
.table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--border);margin:20px 0}
.table-wrap table{min-width:600px}
.table-wrap th,.table-wrap td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--border)}
.table-wrap th{background:var(--bg-alt);font-weight:600;color:var(--text);font-size:.93rem}
.table-wrap td{font-size:.95rem}
.table-wrap tr:last-child td{border-bottom:none}
.table-wrap tr:hover td{background:var(--primary-light)}

/* ===== BREADCRUMBS ===== */
.breadcrumbs{padding:14px 0;font-size:.88rem;color:var(--text-light)}
.breadcrumbs a{color:var(--primary)}
.breadcrumbs span{margin:0 6px;color:var(--border)}

/* ===== ARTICLE ===== */
.article{max-width:800px;margin:0 auto;padding:40px 20px}
.article h1{font-size:2.2rem;margin-bottom:16px}
.article h2{font-size:1.5rem;margin-top:36px;margin-bottom:14px;color:var(--text)}
.article h3{font-size:1.2rem;margin-top:28px;margin-bottom:10px}
.article p{margin-bottom:16px;color:var(--text-light)}
.article ul,.article ol{margin-bottom:16px;padding-left:24px}
.article ul{list-style:disc}
.article ol{list-style:decimal}
.article li{margin-bottom:8px;color:var(--text-light)}

/* ===== TOC ===== */
.toc{background:var(--bg-alt);border:1px solid var(--border);border-radius:var(--radius);padding:24px 28px;margin-bottom:32px}
.toc h3{font-size:1rem;margin-bottom:12px;color:var(--text)}
.toc ul{list-style:none;padding:0}
.toc li{margin-bottom:6px}
.toc a{font-size:.93rem;color:var(--primary)}

/* ===== META / TAG ===== */
.meta{font-size:.88rem;color:var(--text-light);margin-bottom:20px;display:flex;gap:16px;flex-wrap:wrap}
.tag{display:inline-block;background:var(--primary-light);color:var(--primary-dark);padding:4px 12px;border-radius:20px;font-size:.82rem;font-weight:500}

/* ===== HIGHLIGHT (callout box) ===== */
.highlight{background:var(--accent-light);border-left:4px solid var(--accent);padding:20px 24px;border-radius:0 var(--radius) var(--radius) 0;margin:20px 0}
h1 .highlight,h2 .highlight,h3 .highlight{background:none;border:none;padding:0;margin:0;color:#fbbf24;display:inline}

/* ===== BADGE ===== */
.badge{display:inline-block;padding:4px 12px;border-radius:20px;font-size:.8rem;font-weight:600}
.badge-primary{background:var(--primary-light);color:var(--primary-dark)}
.badge-accent{background:var(--accent-light);color:#92400e}
.badge-dark{background:var(--bg-dark);color:#fff}

/* ===== STEPS ===== */
.steps{max-width:700px;margin:0 auto}
.step{display:flex;gap:20px;margin-bottom:28px;position:relative}
.step::before{content:'';position:absolute;left:23px;top:48px;bottom:-28px;width:2px;background:var(--border)}
.step:last-child::before{display:none}
.step-num{width:48px;height:48px;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.1rem;flex-shrink:0}
.step-content h3{font-size:1.05rem;margin-bottom:6px}
.step-content p{color:var(--text-light);font-size:.95rem}

/* ===== COMPARISON ===== */
.comparison-box{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:24px 0}
.comparison-col{padding:28px;border-radius:var(--radius);border:1px solid var(--border)}
.comparison-col.pro{background:#ecfdf5;border-color:#a7f3d0}
.comparison-col.contra{background:#fef2f2;border-color:#fecaca}
.comparison-col h3{margin-bottom:12px;font-size:1.05rem}
.comparison-col ul{list-style:disc;padding-left:20px}
.comparison-col li{margin-bottom:6px;font-size:.95rem;color:var(--text-light)}

/* ===== FOOTER ===== */
.footer{background:var(--bg-dark);color:rgba(255,255,255,.75);padding:60px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand{font-size:1.2rem;font-weight:700;color:#fff;margin-bottom:12px}
.footer-brand span{color:var(--primary)}
.footer h4{color:#fff;font-size:1rem;margin-bottom:16px}
.footer ul{list-style:none;padding:0}
.footer li{margin-bottom:10px}
.footer a{color:rgba(255,255,255,.65);transition:color .2s}
.footer a:hover{color:var(--primary)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;text-align:center;font-size:.88rem;color:rgba(255,255,255,.45)}

/* ===== ANIMATIONS ===== */
.fade-in{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
.fade-in.visible{opacity:1;transform:translateY(0)}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
  .hero h1{font-size:2.1rem}
  .grid-4{grid-template-columns:repeat(3,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:768px){
  .nav-toggle{display:flex}
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;background:var(--bg);flex-direction:column;padding:16px 20px;border-bottom:1px solid var(--border);box-shadow:var(--shadow);gap:0;list-style:none}
  .nav-links.open{display:flex}
  .nav-links li{list-style:none;padding:10px 0;border-bottom:1px solid var(--border)}
  .nav-links li:last-child{border:none}
  .hero-grid{grid-template-columns:1fr}
  .hero{padding:50px 0 40px;text-align:center}
  .hero h1{font-size:1.8rem}
  .hero-image{display:none}
  .grid-2,.grid-3,.card-grid,.blog-grid{grid-template-columns:1fr}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .comparison-box{grid-template-columns:1fr}
  section{padding:50px 0}
  .footer-grid{grid-template-columns:1fr}
}
@media(max-width:480px){
  .hero h1{font-size:1.5rem}
  .stats-grid,.grid-4{grid-template-columns:1fr}
  .btn{width:100%;text-align:center}
  .nav-inner{padding:0 16px}
  .container{padding:0 16px}
}